While it's difficult to determine the exact amount of money needed to live on Maui, a family of four will likely need around $120,000 a year to live comfortably on the island. This figure includes housing costs, food and groceries, transportation, utilities, healthcare, and other expenses.

The average cost of a local move is about $1,250, while the average cost of a long-distance move is $3,500 (distance of 1,000 miles). Of course, many variables determine the exact cost, such as the actual distance of the move, the number of items being moved, and additional services such as packing and unpacking.

#4: The Cost of Living on Maui Is High The cost of living on Maui is high—more than 60% higher than the national average, according to Sperling's Best Places. It's a touch lower than the cost of living on Oahu, but not by much.